Old-Age Income Security Monitor (OAISM)OAISM is a free, open-access research tool monitoring old-age income security across 189 countries: how elderly people actually live, where their income comes from, and how systems compare on adequacy, coverage, equity, and sustainability.The Five Income Pillars Tracked

Contributory pensions (formal pension systems)

Social / non-contributory pensions

Continued labor income (work in old age)

Family transfers (co-residence and informal support)

Assets and private savings

What OAISM Covers

Pension replacement rates and adequacy analysis

Beneficiary coverage ratios (BCR) — share of elderly receiving a pension, by sex

Social pension reach and non-contributory transfer programs

Labor force participation 65+ and informal-sector exposure

Living arrangements of the elderly (co-residence, living alone)

Old-age dependency ratios and demographic trajectory to 2050

Gender pension gaps

Elderly poverty rates

Pension reform tracking (legislated transitions + live reform tracker)

Pension wealth, work incentives, and benefit accrual rates

Indexation methods (CPI, wage, mixed, triple lock, ad hoc)

ILO Convention 102 ratification status

Interactive pension calculator

Data SourcesAll data comes from verifiable external sources including the World Bank, International Labour Organization (ILO), UN DESA, OECD, and national pension legislation.Available in English, Arabic, French, Spanish, and Italian.Visit OAISM